Episode 96. Client Spotlight: 14 High Ticket Clients in 6 Months (as a Side Hustler) with Kim Liao

Today, we have one of our awesome clients, Kim, to share how she signed her first 14 high-ticket coaching clients since we started working together! There’s always laughter in our coaching conversation. I’m really excited to translate that onto the podcast today.

Kim is a CPA and financial coach that helps people be responsible AF with their finances, but also be able to enjoy their life, buying things that you love and supporting the people that you care about.

I want her to spill the tea on how she signed 14 high ticket clients for her first time ever in the past six or so months. A lot of really fun things for us to unpack today.

You can find Kim on Instagram at @the.millennial.cpa or check out her website to learn more about her 1:1 coaching program.

In This Episode:

How Kim’s brand and content have changed in the past 6 months into a much more genuine reflection of who she is
How Kim recently landed an opportunity to guest on Dr Phil as a panelist/speaker via her TikTok content
Why Kim decided to work with Cheryl and how that has helped Kim as a side hustler
A behind-the-scenes look into the dynamic between Cheryl and her clients
Why Kim became a financial coach
How Kim found Cheryl
Fun questions: Being a certified party animal, tattoos, piercings and Cheryl’s level of candidness

How Kim’s brand and content have changed in the past 6 months into a much more genuine reflection of who she is

Kim:

Yeah, so I am a CPA and financial coach. I believe in being super responsible, but also able to have fun too and be able to buy the things you love and support the people you care about.

I started doing this because I was having presentations for my friends during the pandemic because we were bored. We’re all Zooming and I started giving Zoom presentations about finance because none of my friends know anything about finance. So it was fun to be like, Okay, how do you start investing, how do you do this.

Then I thought I could do this for other people too. This is fun. Because I make slides and then present them. It’s really fun to share about what I’m passionate about. Also people can learn a little bit about the finance world.

So I started building my business, my Instagram page, and then I found Cheryl and yeah, and then it became a really positive journey from there.

Cheryl:

I just wanted to say that’s the first time I ever heard about your Zoom presentation. I’ve never heard this origin story before.

Kim:

My friends and I were switching up our presentation days. One girl was doing yoga lessons, and then one girl was doing cooking lessons and I was doing finance lessons. So fun! They were weekly hangouts during the pandemic.

Cheryl:

Oh my gosh. That’s a fun tip for anyone who wants to make more friends on the Internet even though the pandemic is basically over.

Tip number one: Host zoom classes with your friends.

That’s amazing!

Okay, since you’re pretty much a numbers person, like finance numbers and things like that. Let’s start with a quick overview of some of the pretty fun results you’ve created in your business since we started working together. Could you share some of those results that you’ve created?

Kim:

The biggest result is that I have been working with 14 high ticket clients. Before working with Cheryl, I was actually really scared of charging more for my services because I felt like my skills weren’t there yet. I felt like I needed way more experience.

But throughout, I gained much more confidence to start charging high-ticket and I feel like now my coaching is actually worth what my clients are paying. So super happy about that!

Cheryl:

Awesome, awesome. And what about any of the non-monetary results you’ve created?

Is there anything that you want to share about besides the clients or the numbers. Any other results that really meant a lot to you?

Kim:

When I first came to Cheryl, I was actually going through like a pretty big burn out. I was working 29 hours a week. We counted. Cheryl made me count all the hours I was working. I’m like, oh my God, 29 hours a week! I was just so stressed out, and I was going through the cycle of working super hard, and then just completely stopping and avoiding my business.

Because I was just so burnt out, I started feeling really guilty about it, and then went back to working too hard again. It was just like a cycle.

Now I have much more of a balance, and I’m actually enjoying doing everything. I’ve gotten to a point where everything is enjoyable. Even the things I didn’t think would be enjoyable. Now I’m actually having a good time. So that’s a pretty big thing.

Cheryl:

Could you tell us a bit about those things that you didn’t really like previously? How did they become things that maybe you now enjoy or completely scrapped altogether so that you enjoy your business even more?

Kim:

Yeah. To be honest, content creation was not my strength or something that sparks return-on-investment (ROI). For me, I thought it was just like something I had to do ever since learning more about thought leadership and being able to speak my mind more. Now, it’s getting more enjoyable to the point that I’m like, “Okay, I’m just having fun and talking about things that can help people.” Instead of dreading it.

Cheryl:

I think fun has always been a keyword not just to describe our dynamic in the coach-client relationship, but also you as a person. I feel you’ve always been someone who likes to have fun. So let’s go there.

For me personally, one of the biggest shifts I observe as a follower of yours, like as a bystander, is how much more fun it seems like you’re having when you show up on the Internet. Could you paint a picture of your brand or your Instagram or your content? How did it look and feel like before we started working together, and how does it look and feel like now?

Kim:

Before it took me so many hours because I was so scared of like, “What did I mess up here? What if I say something wrong?” Being a financial coach, I have to be really accurate and professional and I just thought there’s so much that goes into it. I’m like, “Okay, if I say anything wrong, people are gonna disagree with me.” So, I was just scared.

I think my energy came off like I was reserved or I’m trying to appeal to the public. Like I have really unpopular opinions.

Now, I’m able to speak my mind more and have more fun on camera. I used to have content where you can tell when you’re not enjoying doing something and you can tell through the energy of the content.

Cheryl:

What’s a current piece of Instagram content on your feed right now you feel embodies and exudes that fondness? Could you describe one of your recent posts that you have shared?

Okay, this is a real time question. Kim was not expecting this.

Kim:

Okay. Let’s see. So something that’s fun. I guess how much I spent on a festival. I really liked that one. Because that’s something I would have never posted on my business page. It’s me in a bikini at a music festival, like a pool party with my husband.

I have a personal business page where I post all my party stuff.

By the way, Cheryl really helped me develop my sense of party vibes because that’s what my personal life is about, but I’m translating it more into my business.

I would have never posted on my business page before and now I’m comfortable enough with sharing that this is what I do in my free time.

Cheryl:

I just want to point out for those who are listening through the audio podcast version, it was a bright neon yellow or green depending on your eye color preference. I know some people will say that yellow people will see that it’s green. But she was wearing a bright neon swimsuit bikini.

And I think the reason why a lot of the coaching that we did for Kim at the very beginning was about infusing more of her personality and lifestyle. That’s because one of the things that we realized was that Kim naturally likes having fun and it’s such a big part of her. And to suppress that was actually doing herself and her best clients a disservice because her best clients will be someone who really resonates with Kim just as she is.

If let’s say Kim is someone who’s just trying to show the professional part of herself and decline to show up. She has to literally fake it till she makes it to every single client, on every single call. That’s not a fun time. That’s not a business that you might want to build.

For many of us, we don’t want to build a business where we’re faking it so often because I think a lot of us in our corporate careers are already faking it, you know? Like sure, fine. But at least in your business that you create, and you have so much decision making power over, let yourself have a good time and work with clients who really are the best fit for your program.

In order to do that, I personally believe that showcasing not everything but showcasing a little bit more of who you are, can do wonders for attracting your right fit clients. Any thoughts on that Kim?

Kim:

Yeah, I felt like before, I had to hide a part of myself to appear a certain way. Like to be professional and be like everyone else. I’m a financial coach. But now I’m like, you know what, this is who I am. If you don’t like it, just unfollow me. I have gotten people that unfollow me because I post my party stuff. But that’s okay.

Cheryl:

Yeah, and actually, I’m curious, do you feel like ever since you infuse more of your genuine personality and character you feel that the clients you attract are also different?

Kim:

Yes, totally. My clients, they all love to have fun. They tell me about the concerts they are going to, how they’re saving money on those concerts and how they’re saving money pregaming before a bar or something like that. It makes me so proud. Yes, you go have fun and you save money.

Cheryl:

Yeah, actually, I’m so curious. How would you describe yourself? This is a totally random question. But how would you describe yourself?

Kim:

Describe myself? Okay, so I think I am fun loving. I am super practical. I think those two are probably the biggest things.

Cheryl:

One thing that we came up with for Kim was she knows how to have a good time. She really knows how to have a good time. So please follow her on her IG stories. You’ll see. Well, I think she’s told me she’s on like a little bit of a rest period right now.

Kim:

You know I was partied out for the year.

Cheryl:

Which is so funny to me! But for most of the year, the first 10 months of the year, Kim was really living it up. But at the same time, she knows how to have her shit together.

She really has her shit together. And I think that’s such an interesting dichotomy for Kim because it’s so unexpected that it’s refreshing. It’s so unique. And I think that’s why people are starting to pay more and more attention to you. I think that’s why you’re really building momentum on TikTok and Instagram.

Kim:

Oh, my goodness. Thank you. Yes, that’s my goal.

How Kim recently landed an opportunity to guest on Dr Phil as a panelist/speaker via her TikTok content

Cheryl:

I want to pivot the conversation a little bit, because you recently got this really interesting and unique opportunity because someone found your TikTok content. Do you want to share a little bit more about that?

Kim:

Yes, so I was recently featured on the Dr. Phil Show, not because I had problems. But it was an episode talking about inflation, the economy and how to invest during this crazy economy right now.

Basically, a producer from the Dr. Phil Show reached out to me via TikTok because they were looking for guest speakers about inflation. And because inflation is like the number one worry for the majority of Americans right now, it’s a big stressor for a lot of people. The producer mentioned that my content feels like I show up with a positive attitude and give practical solutions to people even though it’s a heavy topic, but we can do something good out of it and we can turn it into a better outlook.

Cheryl:

How did this whole opportunity come about in the first place?

Kim:

I think they saw some of my TikToks. I don’t even have that many TikTok followers. I’m pretty new on TikTok. I started it maybe like, a few months ago and I have about 2000 TikTok followers. I was really surprised that they reached out to me, but that’s how they found me.

Cheryl:

And that just goes to show you never know what opportunities will come your way when you share content that you really like.

When you post things that matter to you, that you believe in, that you feel like you can help others, you never know. Whether it’s clients for your own services or coaching programs or like random things like this. You never know. Just do it because it matters to you. You never know what can happen and who you can help.

Actually a random question, because I know your two primary platforms are Instagram and Tiktok. Do you feel like there’s a difference between the audience dynamic on there because I’m not on TikTok. I just use it to scroll through literally just cat videos like my whole feed is all cats. And like Singapore TikToks or something, but are there any differences you’ve noticed?

Kim:

I think there’s a huge difference on Instagram. I feel like it’s more educational, it’s more about the community and a little bit more judgmental. Because I feel like on Instagram I can’t show up the same way I do on TikTok.

On TikTok there’s just this natural vulnerability, I guess people are vulnerable on TikTok. It doesn’t matter if you’re successful or unsuccessful. I love the funny videos and people just really show up as themselves.

And so when I post on TikTok, I actually post more random things on TikTok that show my life than on Instagram. Because I feel like sometimes, even on Instagram, it’s hard to show up 100% like myself.

Cheryl:

So interesting. I lived in Hong Kong for the past few years until I just moved to Singapore this year. Hong Kong literally banned TikTok. So I didn’t have TikTok for a while. I just downloaded TikTok this year so I’ve just been watching cat videos. It must have been the algorithm because all I see is cats. So I never quite realized that kind of feeling of vulnerability, and probably anyone and everyone can be vulnerable. I didn’t quite realize that. But now that you mentioned it, actually I see a lot of day to day people.

Kim:

Yeah, and it’s interesting, because I saw this one TikTok that talked about how TikTok celebrates degeneracy. And it’s true, like, there’s a lot of Gen Z kids just being stupid. Like, it’s funny. So TikTok likes that. And I feel like I could be more like a degenerate there.

It’s funny. Instead of Instagram where I feel like you have to be all, “These are the great things of my life.” So I feel like on TikTok, you could talk more about the more degenerate things. Like I have videos on my TikTok that’s like the nine to five me versus me heading at a club. Things like that. I just feel more comfortable posting stuff like that on TikTok.

Cheryl:

Oh my gosh, now I’m just thinking I should just use TikTok for fun.

Kim:

Yeah, it’s fun.

Cheryl:

Because before Hong Kong banned TikTok, I actually had a few cat TikTok videos I made just for fun. But Hong Kong banned it and I couldn’t even access my account. Like my cats aren’t here though. Okay, well, this has given me things to think about when my cats do arrive in Singapore because I’m going to move them over at some point.

Oh my gosh, okay, I’m just like, what ridiculousness can I share on TikTok? My brain is going all over the place there.

Now let me refocus. Yeah, content matters.

Oh, I’m so curious. Because I know there’s a lot of younger folks on TikTok. Have you gotten any comments on TikTok that just really just made you LOL?

Kim:

Oh, so many. Oh, my goodness. I had, like, a couple of TikTok videos that went viral. And some of them are like, if you invest $500 you could be a millionaire by this age. And the amount of kids saying, “Who the fuck has $500?”. And I’m like if you have a full time job, you’ll probably have five hundred dollars. I’m like, that’s not the point. Like you can invest anything. It’s just, kids get so mad.

Cheryl:

Have you gotten any boomer comments?

Kim:

Oh, yes, I got boomer. That hit me a little bit. They were like, “Okay boomer. Investing in the stock market is such a boomer thing.” And I’m like, “Oh, here’s how much money I made. You can look at that and tell me. Tell me that.”

Why Kim decided to work with Cheryl and how that has helped Kim as a side hustler

Cheryl:

Anyways, let’s reel things back in from TikTok and onto the conversation for today.

Okay, we’re gonna make a hard, sharp turn and talk about oh, yeah, why did you work with me in the first place?

Kim:

Okay, so I was a pretty new coach before I started working with you, and I just wanted to level up, because I just felt like I had so much to learn. And I needed someone to customize things so that I would know which steps to take.

I was really scared to spend like thousands of dollars on a coach, because being a financial coach, I’m all about, am I getting my investment back? Am I gonna like, where’s this money going? Is it going to waste? Am I actually going to have any results? But it turns out, working with you has been the best decision I’ve made. It really moved my business forward.

Cheryl:

What do you feel was the most helpful about our program? Or just my coaching? What do you feel like helped you the most?

Kim:

Oh my God, so many things.

I think it’s more like just helping me internally, starting from getting more clear with my messaging. Because I was scared to show up as myself, the party girl. Are they gonna take me seriously? But now I’m very confident about that.

And just gaining confidence to actually post content and share my opinions. Even having a couple posts going viral, that really helps.

I keep telling Cheryl that she has helped me get unstuck so many times. When I feel stuck, sometimes, I’m like, “Okay, I just have no idea what to do. I can’t do anything. I just don’t know what to do.” And she gives me a very clear direction. She’s like, “Okay, do this.” And I do, I’m like, “Oh, you’re right. That worked.”

Cheryl:

Yeah. And I’m very curious, what do you feel like was one of the biggest things that we coached on that helped you the most, besides content, or adding more of your personality? Was there anything else that we coached on that really helped you, that you didn’t think we would even touch on or coach on, but it just happened to come up, and it really helped you?

Kim:

I’ve just learned so much during those times where I’ve felt stuck. Like when I felt really burned out about content and I just didn’t want to do it.

Then Cheryl said, “What’s happening in your life right now? You have so many things going on that you don’t even have to post content about your financial advice. You can just post about your life.”

Then I go like, okay, that’s actually doable. I could post about my life, I could post about the dinner I’m getting or how much I spend on my date night. That I can do. I think it’s like finding things that’s actually doable, instead of trying so hard to do something I’m not capable of at the moment.

Cheryl:

Oh, that’s a really good point. I want to insert a tip here for the audience. There will be seasons of your life where you literally don’t have the brainpower to create original, niche specific content, especially educational content.

It will almost be inhumane for me to say you should be able to do this every week. You’re not a robot.

That’s why, in those seasons of your life, and seasons can mean like a day, a week, a month, a quarter, it doesn’t matter. But there will be times when you just literally don’t have the cognitive capacity to create at your previous level. And that’s not a problem. It’s expected if anything.

But during those moments, how can you adapt? Because isn’t that what entrepreneurship is all about? Being able to adapt and innovate during different challenges and seasons? That’s exactly it.

You can’t expect your capacity, your baseline to be the same for years and years. If anything, it’s too suspicious if it’s too consistent. I’ll be more concerned if you’re literally too consistent.

Kim:

Yeah, like, are you a robot?

Cheryl:

Yeah, like, are you living your life? Are you building relationships in your personal life? Are you socializing?

Kim:

When I was posting more about my life and less financial tips, I thought it was gonna take a big hit. But people were relating to me. They were like, I’ve been to that restaurant or I’m so glad you’re talking about this issue you’re having. And it just felt good connecting with people that way. You’re humanizing everything by posting your life on stories and stuff.

Cheryl:

Every touchpoint you can possibly put down in terms of content or showing up online, even if it’s not educational tips or how-to information, it still counts towards your overarching personal brand. That really is the long-term goal.

One thing I think a lot about now, about our coaching offers, for example, it’s just one of the many tools for us to make money and impact in the long term. Because maybe five years from now, we’re like, nah, never mind, not coaching. But like, we’ll still do something that’s slightly different, but still interrelated.

It’s because of the brand that we’re building. That’s what’s gonna allow us to pivot or transition smoothly. Even if you do coaching forever, or it might just be for the next few years, or just this year, it doesn’t matter. Every touchpoint you lay down and infuse more of yourself, it’s so important, because your brand is going to be the reason why you can have those smooth transitions.

Yes, I’m excited for both of us. We can make transitions whenever we want.

Kim:

Yup. And overall the biggest thing that Cheryl helped me with was making me realize that it’s gonna be okay. Whatever I’m going through with my business, I’m gonna be okay.

Cheryl:

Yeah, we are way more resilient and our business is way more resilient than we think.

I remember taking like a seven month break from my business in 2019 to early 2020. I didn’t make any money then because I literally deleted social media. I came back online, and I just had to rebuild my skills again. And things took off by the end of the year.

Nothing is ever permanently wasted or like you burnt it down forever. You just have to rebuild those skills. Again, things will be fine, you will be fine.

Yeah, I’m now really curious about when you were first deciding to work with a business coach. Was there something about me or my approach or message that was different? Or something that stood out to you?

Kim:

Yes. So I had a couple of business coaches in mind. One of them was charging, like one-third of the price that Cheryl was charging, but it just didn’t feel right to me, I just didn’t feel as connected.

And even though it was one-third of the price of what Cheryl was charging, I felt like it was really expensive. But when I listened to all of Cheryl’s podcast episodes, I felt like her message had so much of what I want for my business, like thought leadership and everything. I thought that this doesn’t feel like an expensive investment. This feels like the right thing for me.

A really big difference for me is, I don’t know if I ever told you this, but from your voice, like from your podcast, it seems like it has a really calming energy. I feel like I would like talking to Cheryl because she just feels really calming to me.

A behind-the-scenes look into the dynamic between Cheryl and her clients

Cheryl:

Okay, quick question. So I also do acknowledge that my voice is very calming, it’s just naturally the tone or pitch. But on the actual coaching call, would you describe the coaching calls as calming? Or how would you describe our dynamic?

Because I think the report of every client is slightly different. How would you describe our dynamic on the Zoom call?

Kim:

So I think you are calming when I really need that. Because when I’m freaking out, like oh my God, I just don’t know what to do. You’re always able to ground me in that way. I think overall, our relationship is more energetic. That’s how our coaching calls really goes. Yeah, it’s more fun.

Cheryl:

And I want to acknowledge that the way I coach is very consistent among clients. But with every client, there’s just a slightly different vibe, because I think that’s how we operate with different people in our personal lives, every one-on-one relationship is slightly different.

Even if we don’t change the core value, the core essence of who we are, there’s always just a slightly different rapport. That’s why I love coaching so much, because we literally get to build deep AF relationships with everyone and every relationship feels a little bit different and it works.

It lets us really deepen that connection because I’m not trying to fit everyone into my mold. But we’re really building an organic relationship with everyone.

Mmmmm. Yeah, what about in terms of the process that I teach? Or like the skills I teach? Was there anything that was really helpful for you?

Kim:

I think maybe thought leadership was a really important one. You really encourage your clients to be themselves and speak their mind. That’s a huge thing.

It was really hard, because I was thinking, “How do I actually do thought leadership?” I hear so much about it, but how do I actually do it? You asked me a lot of questions about myself and in this process, I discovered what I like and what I believe in, and what I want to share with other people. So that really, really helped. I feel that’s only something you could do in a one-on-one setting.

Why Kim became a financial coach

Cheryl:

Now I’m really curious. So why do you do what you do? Because you’ve mentioned now you share more of what you believe in and your opinions. What’s the impact you’re trying to create? Or the short term or long term impact you want to create? Why are you here doing what you do?

Kim:

I think it all goes back to when I was doing presentations for my friends. My goal was if all my friends are millionaires with me at 45, we can all quit our jobs and be on a yacht together and party.

I was like well if you just invest $500 a month, we could be millionaires when you’re 50. Let’s do that. Then they’re like, Oh, I didn’t know that was like a possibility.

So I think my goal is to show people all these possibilities you can have by saving, investing, or just being more responsible with your finances and putting more away for the future. What are all the things you could do in the future?

Cheryl:

Yeah. Isn’t that so cool. Also keep in mind, Kim knows how to have a good time. Throughout the entire year, this year, since I’ve known her, she’s not missing out on the fun. She knows how to live her life and simultaneously, really have this financial area of her life together.

You can be both, you can be whoever you want. And for Kim, this is who she is. She is both of these things. I’m just making assumptions here. But I think a lot of people will think you either have to be a party animal, or you’re like super type A and responsible and so proper. Kim has literally both meshed in one. So I love that about you.

Okay, and maybe one more question related to this episode. What would you say to someone who might be thinking about working with Cheryl? What would you say to someone who might be thinking that they want to work with a business coach, and they think Cheryl might be the one for them. But they’re still hesitant. What would you say to them?

Kim:

You’d be making a great decision if you decide to work with Cheryl because she’s the best. I think Cheryl has been able to move my business forward. And also because my business is such a big passion of mine, it really integrates into my personal life, and I feel like my personal life has gotten better, because I’ve worked with Cheryl. So that’s huge. I’m getting more than what I was asking for.

How Kim found Cheryl

Cheryl:

Thank you for sharing that. Actually. Let’s shift a little bit to some fun questions before we wrap up for today. You mentioned that your personal life got better, so what are your hobbies? Your hobbies or interests outside of work or business? Maybe another way to phrase it is what do you do?

Oh, and by the way, Kim works a job. I totally forgot to mention that. Kim has a full-time job.

Kim, could you just before we dive into the fun questions, could you just give us a quick overview of your business and job, give us a quick picture of that?

Kim:

Yes, yes. So I am a full-time financial analyst for a corporation and on the side, I do my financial coaching business.

That’s actually how I found Cheryl. I typed in “side hustle club”, because I love side hustles. And saw that she was actually talking about a coaching business. That’s like exactly what I do. So that was great.

Cheryl:

How did you find me? On Instagram? Podcasts?

Kim:

No, on podcasts, I looked up “side hustle” on Spotify. That’s how I found you. You’re the first thing that popped up.

Cheryl:

That’s fascinating. Okay, whoever’s listening to this, I’m really curious, could you type in “side hustle” on your podcast platform and please let me know if you find me on the top result?

That’s insane.

Fun questions: Being a certified party animal, tattoos, piercings and Cheryl’s level of candidness

Cheryl:

Well anyways, besides your full-time job as a financial analyst, and besides your business, what do you do on the weekends? What do you do for fun?

Kim:

I’ve gotten my weekends down to a science now. It’s so amazing. I split my weekends between three modes.

The first mode is partying, doing fun things with my friends and family, traveling, and going to music festivals.

Then the second mode is working super hard on my business and taking courses, leveling up my skills.

The third mode is just complete relaxation and binging TV. And so I just rotate those and now I feel so happy with the quality of my life and splitting my weekends up to do my favorite things.

Cheryl:

That’s so funny. One more question I really want to ask is how did you know you like having a good time because for me, I grew up as a very nerdy Asian girl. So I didn’t go to any nightlife things until, not even the first year of college, really the third year of college. That’s when I really got into more nightlife social activities. How did you discover you like having a good time?

Kim:

I think I started from high school. I feel like I started early. I just like having fun. I think I’ve always had that.

Then I went to a party school. Honestly, I think I chose it because it was a party school. I went to UC Santa Barbara, which is the party school on the west coast where it’s on the beach.

There’s parties going on every day in houses that’s on the ocean. People just go into other people’s houses. It’s like the doors are open. So you just go in and party in a stranger’s house. I think I’ve gotten my party animal status from there.

Then when I became a CPA, I found out that a lot of CPAs party too, because we’re stressed out all the time. So I was like, okay, well, I’m gonna call myself a certified party animal now. Cheryl told me to put that on my bio! That’s when I really told the world I am a party animal. Here’s me

Cheryl:

So funny. Okay, final question. What is one thing about me that surprised you, maybe you might have followed my podcast or Instagram, and we had our first sales call. What really surprised you about me? Like, since we started working together?

Kim:

I think it’s Cheryl’s level of candidness. Honestly, so many coaches on social media, even myself, sometimes we just talk about all the great things that we’re doing, like what a dream life we’re living in, like, you can live this life too.

And Cheryl really tells it like it is. If there’s anything hard going on in her life, she’ll share about it and what she’s learned and it’s super inspiring and relatable, because everyone goes through those periods of their lives.

It’s nice to see that we’re not alone here. Just like our last session, I was telling Cheryl that I feel so jealous of some of these coaches. They seem like they’re having the perfect life, they do this full time. And I do this part time. I wonder what it would be like if I did this full time. Like would I have such a nice life? And she’s like, it’s all marketing. That just puts it into perspective. It really is all marketing, isn’t it? We don’t see what they’re doing like outside of their stories.

Cheryl:

Yeah, we don’t see Kim partying it up. We see more now.

Okay, if I were to answer that question for you literally right before this call. Because I asked Kim to send me a photo of herself that I can use for the promo graphics for this episode.

And she sends me this photo of her torso showing because she’s wearing a crop and she has a swan and rose tattoo on the side of her torso. And I’m like, I never knew that about you. So yeah, apparently she has this belly button piercing that she can’t take off. And I’m like, these are just such fun facts I never knew about you.

Kim:

In college when I was a party girl sitting around on the beach, I’m gonna get a tattoo and piercings and yeah, that’s when I got it.

Cheryl:

Did you ever regret it?

Kim:

No, no regrets. Yeah.

Cheryl:

Nice. Nice.

Kim:

Maybe the belly piercing that got stuck. But I think I’ll figure it out one day.

Cheryl:

That’s like ew. That sounds terrifying.

Alrighty Kim. Thank you so much for being here for today. I hope that the audience found entertainment and value from this conversation.

I love the dynamic and energy of this episode. And I hope that for anyone watching the video version, you can see smiles on our faces the entire time.

So, Kim, where can people find you and how can people work with you?

Kim:

Yes, so you can find me at the @the.millennial.cpa on Instagram and TikTok.

I have two one-on-one programs.

One is focused on paying off debt, saving, getting those skills for financial independence.

Then the other one is for investing, growing your money and making your money work for you.

Those are the programs that I have.

Cheryl:

Awesome, awesome. Awesome. Thank you so much, Kim, and thank you everyone else for being here.

I’ll see you in the next one. Bye everyone.